The content on this website is meant for informational purposes only and is not intended to provide professional legal, financial or business advice. Stephen E. Gerard cannot be held responsible for the accuracy, completeness, or reliability of any information on this website, and is not liable for any losses, injuries, or damages website visitors may experience from its display or use. Website visitors should not rely on material contained within as a basis for making any business, financial, or legal decisions—and doing so will be at your own risk.
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